Wealth Accumulation Strategy

Wealth accumulation is one of the primary reasons a large number of Australian's engage a Financial Planner. In reality when building a strategy which is focused towards wealth creation, it is important to appreciation where we are in the economic cycle as that will impact the mix of assets utilised in the construction of the portfolio.  There are also periods of times when the risk reward equation varies depending on the points in time within this economic cycle.

Understanding these cycles and placing assets in the appropriate sectors is a key component of the wealth accumulation strategy.  This mix of assets are also blended with the appropriate attitude to risk which an investor is wanting to take as well as an understanding if this risk profile is relevant to the current point in the market.  Despite common portfolio theory stating that a growth investor should maintain a growth portfolio throughout the entire economic cycle, we strongly disagree with this philosophy mainly because there are points in time when the market is fundamentally massively overvalued and it does not make sense to be invested in these times.  There are also periods of time when the market is cheap or undervalued, and during these times, it makes logical sense to maintain a risk profile which is complimentary to the client's portfolio.

To start your wealth accumulation strategy, or have your portfolio assessed to ensure you strategy is maximised for the current market place, call 1300 693 511 today.